Terms of Service

Our terms and conditions

Terms of Service

Last updated: 19 May 2026

1. Overview

Skimle is an insights platform that helps users analyse and organise document-based knowledge. These Terms form a legally binding agreement between you and Skimle (operated by Skimle Oy, Finland).

2. Eligibility and Account Registration

You must be at least 18 years old to register as a paid user for Skimle. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.

3. Subscriptions and Payments

Uploading and analysing data at Skimle requires payment. By subscribing, you agree to our pricing, billing cycle, and any applicable taxes. Subscriptions automatically renew unless cancelled before the renewal date.

4. Acceptable Use

You agree not to:

  • Use Skimle for any unlawful or unauthorized purpose.
  • Attempt to interfere with or disrupt the service, servers, or networks.
  • Reverse engineer, duplicate, or resell any part of the platform.

We kindly request that you do not upload documents containing sensitive personal data, such as medical records, or highly confidential government files to the service running at Skimle.com. To learn about options for processing sensitive data, contact us at info@skimle.com.

5. Prohibited High-Risk and Restricted AI Uses (EU AI Act)

Skimle has not been designed, tested, or certified as a "high-risk AI system" under Regulation (EU) 2024/1689 (the "EU AI Act") and is not intended for use in any application that the EU AI Act classifies as prohibited or high-risk.

Scope. This section applies to you if (a) you or your organisation is established or located in the European Union or European Economic Area; (b) you use Skimle to process data concerning, or to produce outputs that materially affect, natural persons located in the EU/EEA; or (c) the output of your use of Skimle is otherwise put into service or used within the EU/EEA — regardless of your nationality or place of establishment.

Prohibited uses. Where this section applies, you agree not to use Skimle, on its own or as a component of another system, for any of the following purposes:

  • Any practice prohibited by Article 5 of the EU AI Act, including but not limited to: social scoring of natural persons; inference of emotions of natural persons in the workplace or in educational institutions; subliminal or manipulative techniques that materially distort behaviour; exploitation of vulnerabilities due to age, disability, or socio-economic situation; or untargeted scraping of facial images.
  • Employment, recruitment, and workforce management — including analysing CVs, applications, interview recordings or transcripts, performance reviews, or other materials in order to filter, rank, score, profile, evaluate, or otherwise inform decisions about recruitment, hiring, promotion, task allocation, monitoring, or termination of natural persons.
  • Education and vocational training — including determining access or admission to educational institutions, assigning persons to programmes, evaluating learning outcomes, assessing the appropriate level of education, or detecting prohibited behaviour during tests.
  • Access to essential private and public services — including evaluating creditworthiness or credit scores, risk assessment and pricing in life or health insurance, evaluating eligibility for public benefits, or dispatching emergency services.
  • Biometric identification, biometric categorisation, or emotion recognition of natural persons.
  • Law enforcement, migration, asylum, and border control — including risk profiling, lie detection, evaluating the reliability of evidence, or assessing the risk posed by a natural person.
  • Administration of justice and democratic processes — including assisting judicial authorities in researching or interpreting facts or law, or influencing elections, referenda, or voting behaviour.
  • Any other use case listed in Annex III of the EU AI Act, or any use that would cause Skimle to be classified, certified, or registered as a high-risk AI system.

Your responsibility as deployer. If you use Skimle to support any decision-making about natural persons, you act as the "deployer" within the meaning of the EU AI Act and remain solely responsible for compliance with all applicable EU and national laws, including the EU AI Act, the GDPR, and any sector-specific rules. You confirm that you have a lawful basis and, where required, have carried out a fundamental-rights impact assessment and/or data protection impact assessment before using the service.

Enforcement. We may suspend or terminate your access without notice if we reasonably suspect a breach of this section. You agree to indemnify Skimle for any claims, fines, or losses arising from a prohibited use.

6. Data Handling and Privacy

We are fully GDPR-compliant. For details on how we collect, process, and protect personal data, please see our Privacy Policy.

  • If you delete your account, all associated user data will be permanently deleted.
  • Inactive accounts will be automatically deleted after 12 months of inactivity, along with all related data.

7. Security and Disclaimer

We use industry-standard security measures to protect user data. However:

Skimle cannot guarantee complete protection from unauthorized access or cybercrime. You use the platform at your own risk and agree that Skimle is not liable for any data breach, loss, or corruption caused by third-party attacks.

8. Intellectual Property

All content and code associated with Skimle remains the intellectual property of Skimle Oy. You may not use our trademarks, brand, or platform materials without prior written permission.

9. Termination

We reserve the right to suspend or terminate your access at any time, with or without notice, if you violate these Terms or misuse the platform.

10. Limitation of Liability

To the fullest extent permitted by law, Skimle shall not be liable for indirect, incidental, or consequential damages arising out of your use or inability to use the service.

11. Governing Law

These Terms shall be governed by the laws of Finland, without regard to its conflict of law principles. Any disputes shall be resolved in Finland.

12. Changes to Terms

We may update these Terms from time to time. We'll notify users of significant changes. Continued use of Skimle after changes are posted constitutes your acceptance of the revised Terms.

13. Contact

For questions, feedback, or legal inquiries, please contact us at: info@skimle.com.